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Vitality

Access to Grade A & B hospitals

Introduction of a Low Claims Bonus Benefit per family

The low claims bonus is introduced as reward mechanism for families with low levels of utilisation.

    • The bonus is for and after every three (3) years of active membership beginning January 2015.
    • The bonus will be paid for the family with a claims ratio of less than 65%.

Contributions

Contributions are as follows:

Adult

98

Child Under 18

73

Child Above 18 (student)

80

Benefit Limits Schedule

Benefit Limits Schedule

Anesthetic

6,500

Consultation

2,300

Dental

1,500

Gynecology

1,200

Hearing

900

Heart

600

Hospitalisation

16,000

Lab Test

1,200

Maternity (2 years)

1,540

Optical    (2 years)

500

Other

760

Physiotherapy

1,500

Prescription Drugs

3,000

Radiology

1,500

Surgery

11,000

Global Limit

50,000

Waiting Periods

 The following waiting periods will apply for the below services:

Consultation

3 months

Optical Services

6 months

Dental procedures

6 months

Hospitalisation

6 months

Maternity

9 months

Surgical Operations

6 months

MRI & CT Scan

12 months

Chemotherapy

24 months

Dialysis

24 months

Requirements

Requirements

    • Copy of ID for adults
    • Copy of B/Certificate for children under 18
    • Proof of residence

NB: Subject to terms and conditions as specified in the Steward Health Policy available through our Membership and Subscriptions department.