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Standard

Access to general ward in private hospitals grade B to F

Introduction of a Low Claims Bonus Benefit per family

The low claims bonus is introduced as reward mechanism for families with low levels of utilisation.

    • The bonus is for and after every three (3) years of active membership beginning January 2015.
    • The bonus will be paid for the family with a claims ratio of less than 65%.

Contributions

Contributions are as follows:

Adult

35

Child Under 18

21

Child Above 18 (student)

28

Benefit Limits Schedule

Benefit Limits Schedule

Anesthetic

1,950

Consultation

690

Dental

500

Gynecology

400

Hearing

270

Heart

180

Hospitalisation

4,135

Lab Test

400

Maternity (2 years)

900

Optical    (2 years)

200

Other

225

Physiotherapy

500

Prescription Drugs

900

Radiology

450

Surgery

3,300

Global Limit

15,000

Waiting Periods

The following waiting periods will apply for the below services:

Consultation

3 months

Optical Services

6 months

Dental procedures

6 months

Hospitalisation

6 months

Maternity

9 months

Surgical Operations

6 months

MRI & CT Scan

12 months

Chemotherapy

24 months

Dialysis

24 months

Requirements

 Requirements

    • Copy of ID for adults
    • Copy of B/Certificate for children under 18
    • Proof of residence

NB:  Subject to terms and conditions as specified in the Steward Health Policy available through our Membership and Subscriptions department.