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Access to 2 bedded ward in Grade A & B hospitals

Introduction of a Low Claims Bonus Benefit per family

The low claims bonus is introduced as reward mechanism for families with low levels of utilisation.

    • The bonus is for and after every three (3) years of active membership beginning January 2015.
    • The bonus will be paid for the family with a claims ratio of less than 65%.

Contributions

Contributions are as follows:

Adult

78

Child Under 18

59

Child Above 18 (student)

70

Benefit Limits Schedule

Benefit Limits Schedule

Anesthetic

5,200

Consultation

1,840

Dental

1,250

Gynecology

960

Hearing

720

Heart

480

Hospitalisation

12,800

Lab Test

960

Maternity (2 years)

1,232

Optical    (2 years)

400

Other

558

Physiotherapy

1,200

Prescription Drugs

2,400

Radiology

1,200

Surgery

8,800

Global Limit

40,000

Waiting Periods

 The following waiting periods will apply for the below services:

Consultation

3 months

Optical Services

6 months

Dental procedures

6 months

Hospitalisation

6 months

Maternity

9 months

Surgical Operations

6 months

MRI & CT Scan

12 months

Chemotherapy

24 months

Dialysis

24 months

Requirements

 Requirements

    • Copy of ID for adults
    • Copy of B/Certificate for children under 18
    • Proof of residence

NB:  Subject to terms and conditions as specified in the Steward Health Policy available through our Membership and Subscriptions department.